Refinance Rates

What should you know when comparing today’s refinance rates? Refinance mortgage rates are just one part of what you should consider when you’re thinking about whether refinancing is right for you. First, make sure you’ve considered why refinancing may benefit you, and then consider other fees you may have to pay as part of the closing process in your overall decision. You can get an idea of your closing costs by comparing Glossary Term: annual percentage rates layer (APRs), which consist of refinance rates plus estimated loan fees. Our refinance rates calculator will show you mortgage refinance rates, Points and APR for a variety of loan types.

Remember that home refinance rates can change as market conditions change. In addition, the actual mortgage refinance rate you may be offered will take into account factors specific to your situation, such as your Glossary Term: credit rating layer and points you may pay.